{"id":42117,"date":"2026-04-08T11:57:34","date_gmt":"2026-04-08T09:57:34","guid":{"rendered":"https:\/\/veritasinfo.org\/?p=42117"},"modified":"2026-04-08T11:57:34","modified_gmt":"2026-04-08T09:57:34","slug":"usvojen-nacrt-zakona-o-platnim-uslugama-murati-smanjuju-se-troskovi-platnih-usluga","status":"publish","type":"post","link":"https:\/\/veritasinfo.org\/?p=42117&lang=sr","title":{"rendered":"Usvojen Nacrt zakona o platnim uslugama, Murati: Smanjuju se tro\u0161kovi platnih usluga"},"content":{"rendered":"<p>Pri\u0161tina, 8. april 2026, 11:28<\/p>\n<p>Za ovaj nacrt zakona u komisiji je izvestio ministar finansija Hekuran Murati, koji je rekao da se ovim nacrtom zakona smanjuju tro\u0161kovi bankarskih platnih usluga.<\/p>\n<p>\u201eOvaj nacrt zakona ima za cilj podizanje nivoa bezbednosti platnih usluga, podsticanje konkurencije i inovacija, unapre\u0111enje za\u0161tite korisnika usluga, kao i smanjenje tro\u0161kova za platne usluge koje se pru\u017eaju u zemlji i za prekograni\u010dne transfere.<\/p>\n<p>Ovaj nacrt zakona uskla\u0111uje pravni i regulatorni okvir sa direktivama i uredbama Evropske unije u oblasti pla\u0107anja. Kao rezultat, on nudi mogu\u0107nost uklju\u010divanja pru\u017ealaca platnih usluga (banke i nebankarske institucije) u Jedinstveno podru\u010dje pla\u0107anja u evrima, poznato kao SEPA (Single Euro Payments Area). U tom smislu, nacrt zakona predstavlja glavnu osnovu za ispunjavanje kriterijuma za apliciranje i prijem na\u0161e zemlje u SEPA.<\/p>\n<p>Nacrt zakona pru\u017ea odgovaraju\u0107i okvir sa tehni\u010dkim specifikacijama za platne usluge i povezane aktivnosti unutar Kosova, uskla\u0111uju\u0107i se sa relevantnim direktivama EU i Sporazumom o stabilizaciji i pridru\u017eivanju (SSP). Ovim nacrtom zakona cilj je potpuna transpozicija relevantnih direktiva\u201c, rekao je Murati.<\/p>\n<p>Predsednik komisije za bud\u017eet iz redova VV-a, Enver Haliti, upitao je ministra o uticaju ovog nacrta zakona.<\/p>\n<p>\u201eGospodine ministre, upravo ste rekli da \u0107e se smanjiti i tro\u0161kovi me\u0111unarodnih transfera kada je re\u010d o preduze\u0107ima koja vr\u0161e transfere za razli\u010dita me\u0111unarodna pla\u0107anja. Mo\u017eete li jo\u0161 jednom da poka\u017eete koliki je uticaj nakon primene ovog nacrta zakona i po\u010detka procedura, odnosno operacija nakon standardizacije u SEPA\u201c, rekao je Enver Haliti.<\/p>\n<p>U svom odgovoru ministar Murati je rekao da bi se integracijom u SEPA tro\u0161kovi transfera smanjili sa nekoliko stotina evra (koliko su trenutno za ve\u0107e iznose) na svega nekoliko evra.<\/p>\n<p>\u201eTrenutno, prema proceni iz studije koju je uradio German Economic Team, dakle tim nema\u010dkih eksperata, procenjuje se da kosovska preduze\u0107a, ali i kosovske porodice (uklju\u010duju\u0107i i dijasporu), trenutno pla\u0107aju oko 58 miliona evra vi\u0161e nego \u0161to bi pla\u0107ali da smo integrisani u SEPA.<\/p>\n<p>Struktura ovog tro\u0161ka je pribli\u017eno pola-pola: preduze\u0107a pla\u0107aju oko 28-29 miliona evra vi\u0161e nego \u0161to bi trebalo, dok porodice i doma\u0107instva pla\u0107aju preostali deo.<\/p>\n<p>Integracijom u SEPA tro\u0161kovi transfera bi se smanjili sa nekoliko stotina evra (koliko su trenutno za ve\u0107e iznose) na samo nekoliko evra. Ovo va\u017ei za me\u0111unarodne transfere sa dr\u017eavama poput \u0160vajcarske, Nema\u010dke ili sli\u010dnih zemalja koje su u istom integrisanom sistemu, ali i sa zemljama regiona\u201c, rekao je Murati pred komisijom.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pri\u0161tina, 8. april 2026, 11:28 Za ovaj nacrt zakona u komisiji je izvestio ministar finansija Hekuran Murati, koji je rekao da se ovim nacrtom zakona<\/p>\n","protected":false},"author":6,"featured_media":42118,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[30],"tags":[],"class_list":["post-42117","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-drustvo"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Usvojen Nacrt zakona o platnim uslugama, Murati: Smanjuju se tro\u0161kovi platnih usluga 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